Doug Francis | Realtor

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Yes, more new mortgage application rules… July 30th!

July 20, 2009 By Doug Francis

There are some new guidelines that are being implemented by the Federal Reserve starting July 30th, 2009 as reported in The Washington Post over the weekend. Any agent who sells homes (listing agents, pay attention) better get familiar with them or your deals may get delayed at a moments notice, or learn the hard way that buyers believe they can Continue Reading

Filed Under: Blog Tagged With: buyer, lender, mortgage

McLean lender reports mortgage rates increased last week, watch out!

May 8, 2009 By Doug Francis

(2009)Mortgage rates in Northern Virginia will likely stay close to their current range for the rest of the year, if you ask me. So don't panic home buyers... your rate should be there. Next week is the mid-year NAR conference in Washington D.C., and you should expect the usual cast of characters to address the one-million member association. Continue Reading

Filed Under: Blog Tagged With: buyer, McLean, mortgage

Home Buying Course 409 (Spring Semester)

April 3, 2009 By Doug Francis

Prereq: loan pre-approval 305, buyer consultation 206, cost estimate review 108, time frame 201 Okay, this isn't a real college level class but it is at the level a home buyer needs to be if they want to take advantage of today's real estate market. There is an "on-sale" mentality that has taken hold in our area, and home buyers who have been on Continue Reading

Filed Under: Blog Tagged With: $8000 tax credit, buyer agent, buyer's market, mortgage, relocation

My insider’s tip to refinancing your mortgage… in Virginia

March 15, 2009 By Doug Francis

Saving money is always why people want to start the hassle of refinancing. And with today's fixed rates around 5%, I get calls and e-mails from past real estate clients with questions about their options all the time. It is nice to be considered their go-to guy when it comes to real estate questions, and now you too shall know the big refinancing Continue Reading

Filed Under: Blog Tagged With: lender, mortgage, Refinance, tax

Fannie and Freddie loans are more expensive April 1

March 11, 2009 By Doug Francis

The L.A. Times recently published a piece discussing how Fannie Mae and Freddie Mac were raising fees, and toughening credit rules depending on FICO credit scores. So start watching for "delivery fees" if you are putting down less than 30%. That's not a typo! below 700, add 1.5% 700-720, add .75% 721-739, add .25% Meaning, if you Continue Reading

Filed Under: Blog Tagged With: delivery fee, discount points, economic stimulus, Fannie Mae, FICO, Freddie Mac, mortgage

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Vienna real estate agent Doug Francis

Everyone has a different reason for moving. Helping people focus and put a life plan together isn’t what most people think of when they hear “Realtor”.

Where you are in life today will be our starting point, from first home, marriage, kids, cross-country relocation, retirement, divorce, to estates. Yes, I’ve helped people navigate happy and difficult times.

All conversations are confidential, and helping my clients achieve their unique goals is my mission.

My background… I’ve been an active licensed agent in Virginia for 25 years, work at TTR Sotheby’s International Realty in McLean, and sell homes in all price ranges. I donate to the Town of Vienna tree replacement fund, participate in a neighborhood citizens association, and try my best to stay in shape.

Let me help you: Email doug@dougfrancis.com or call me at (703) 304-6827 to discuss your plans. Cheers!

Filmed in Vienna and McLean

https://youtu.be/ClqEIV1zoQg

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If you want to talk about your house and getting it ready for the market then let's set up a time to talk. Even if it's a second opinion, it's okay. Start here.
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Read through a collection of client comments originally posted on Zillow, Google and Trulia. See what my clients say...

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Insights into New Homes in Vienna VA

Real Estate Offers | What’s In and What’s Out

Changes in Latitudes Attitudes This story may sound slightly made up, but the 2022 real estate market across Northern Virginia was full of fast-paced drama which is still kind of hard to picture. The brakes weren’t just tapped… they were slammed! Or to create a picture for you, we went from a wild Category 5 […]

“Doug nailed it! Within days, we had three offers, one of which not only met, but far exceeded all of our goals.”
– R. Pollard

“He truly was a partner integrating us unto the community and made it easy for us to take advantage of all Vienna has to offer.”
– A. D’Eredita

“We are so thankful we found Doug to guide us through the complex home selling and buying processes!”
– Scott and Jennie

About Doug Francis

I am a Realtor with TTR Sotheby's International Realty® just outside Washington D.C. in Northern Virginia. I have been a full-time Realtor licensed in Virginia since 1991, and cover a big territory specializing in the Vienna real estate market and custom homes for sale.

I have unique knowledge of digital real estate marketing, and my marketing starts here. My clients have been attracted to my results-oriented strategy for years, and I am accepting new clients for 2023 right now.

Thanks for reading, and feel free to contact me at 703-304-6827 or email me at doug@dougfrancis.com anytime!

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Doug: (703) 304-6827

TTR Sotheby's International Realty
6723 Whittier Avenue McLean, VA 22101

Office: 703-319-3344
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