Doug Francis | Realtor

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Why I said “Cheerio” to my ARM

December 29, 2015 By Doug Francis

bank of england

For years clients have asked me about refinancing their mortgages, or called to tell me their great new rate. But, when the conversation turned to what my interest rate, they were typically amazed that my rate was below 3%. So, how did I get that rate? For the past decade I have used an ARM on my house in Vienna. Yes, an Adjustable Rate Continue Reading

Filed Under: Blog, Refinance Tagged With: real estate, Refinance

Refinancing a Virginia home has a special tax exemption…

September 28, 2009 By Doug Francis

Last week I attended a conference at George Mason University where a number of economists discussed many real estate related topics. One panelist, Dr. Frank Nothaft who is the Chief Economist of Freddie Mac, commented how mortgage rates are at almost 50 year lows and are probably going to remain low for the next 6-12 months. So if that Continue Reading

Filed Under: Blog Tagged With: mortgage, Refinance, tax exemption, tips, virginia

The truth about Option-ARM’s and traditional ARM’s

September 9, 2009 By Doug Francis

What the heck is an Option-ARM and why do they get headlines? In the Option-ARM mortgage, the borrower can decide how much she will pay each month. For example, the true Principal and Interest payment is $1,500 per month but the borrower decides to pay only $1,300 per month. That extra $200 per month then gets added to the principal due. It Continue Reading

Filed Under: Blog Tagged With: buyer, mortgage, Refinance, virginia

Northern Virginia home appraisal X factor

May 29, 2009 By Doug Francis

You may think that you found the best rate for your home refinance, but there is an X-factor that may screw up the whole plan... and that is your appraisal! Also, see my response to a question on Trulia. Continue Reading

Filed Under: Video Blogs Tagged With: appraisal, Refinance

Refinancing a mortgage in Virginia

March 15, 2009 By Doug Francis

Saving money is always why people want to start the hassle of refinancing. And with today's fixed rates still around 5%, I get calls and e-mails from past clients with questions about their options all the time. It is nice to be considered their go-to guy when it comes to real estate questions, and now you too shall know the big refinancing secret Continue Reading

Filed Under: Refinance Tagged With: Refinance

My insider’s tip to refinancing your mortgage… in Virginia

March 15, 2009 By Doug Francis

Saving money is always why people want to start the hassle of refinancing. And with today's fixed rates around 5%, I get calls and e-mails from past real estate clients with questions about their options all the time. It is nice to be considered their go-to guy when it comes to real estate questions, and now you too shall know the big refinancing Continue Reading

Filed Under: Blog Tagged With: lender, mortgage, Refinance, tax

Vienna real estate agent Doug Francis

I’m so excited that you found me! Yes, this site covers real estate, but also a lot about lifestyle and  living in Vienna, Virginia outside Washington, D.C.

There is a lot of info here, and you can also contact me with any specific real estate questions. And, at home consultations are available too.

My background… I’ve been an active licensed agent in Virginia for 25 years, work at TTR Sotheby’s International Realty in McLean, and sell homes in all price ranges. I donate to the Town of Vienna tree replacement fund, participate in a neighborhood citizens association, and try my best to stay in shape.

Let me help you: Email doug@dougfrancis.com or call me at (703) 304-6827 to discuss your plans. Cheers!

Filmed in Vienna and McLean

https://youtu.be/ClqEIV1zoQg

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The Wire Fraud Warning

I sat in on a presentation by an FBI Special Agent who discussed many types of financial fraud which are being used across the internet. Victims are everywhere including real estate buyers and investors, to lonely widows in romance scams who unwittingly launder large sums of money for fraudsters. But let’s just focus on Real […]

“Doug nailed it! Within days, we had three offers, one of which not only met, but far exceeded all of our goals.”
– R. Pollard

“He truly was a partner integrating us unto the community and made it easy for us to take advantage of all Vienna has to offer.”
– A. D’Eredita

“We are so thankful we found Doug to guide us through the complex home selling and buying processes!”
– Scott and Jennie

About Doug Francis

I am a Realtor with TTR Sotheby's International Realty® just outside Washington D.C. in Northern Virginia. I have been a full-time Realtor licensed in Virginia since 1991, and cover a big territory specializing in the Vienna real estate market and custom homes for sale.

I have unique knowledge of digital real estate marketing, and my marketing starts here. My clients have been attracted to my results-oriented strategy for years, and I am accepting new clients for 2023 right now.

Thanks for reading, and feel free to contact me at 703-304-6827 or email me at doug@dougfrancis.com anytime!

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Doug: (703) 304-6827

TTR Sotheby's International Realty
6723 Whittier Avenue McLean, VA 22101

Office: 703-319-3344
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