Having a professional Title Search is an important step that should be ordered by every home buyer quickly after they have entered into a contract to buy a home. Yes, you may see who the seller is online in the county tax records, but there are possibly more specifics out there that require a professional search. Did you notice that I said Continue Reading
Locking-In, Commuting, Schools, and …
Three common question I'm hearing in 2019 are: When should we lock-in our rate?I'm commuting to _______, how's the commute?What do you know about the school?Is there shopping nearby? Locking-in a mortgage rate Mortgage rates dropped unexpectedly in early 2019 providing a unique opportunity for anyone who is house hunting to lock-in a Continue Reading
Is the wrong school listed online?
The truth is, school reputations can make or break real estate values. And why does public school funding usually become a political hot potato when jurisdictions discuss increasing funding or adding a new 1/2 cent meals tax to help fund the schools? Honestly, good schools cement real estate values. (Of course, if that new public school funding is Continue Reading
Stormwater and New Homes
Seeing a small ditch or poorly landscaped rocky area is what home buyers are startled to see when looking at new homes in Vienna. They can become an all-consuming focal point... and not in a very good way. First off, there was a rainfall record set in 2018. Stormwater runoff has become an issue across the country as record levels of rain Continue Reading
The House Survey tells a Story
Reading over a house survey is one of the most important steps you will take when you are buying a home, but you may not see it until you are a week away from the Final Settlement. This official drawing is done by a licensed surveyor who will go to the property and create an original map. After finding the corners and taking careful Continue Reading
What is a Back-Up Contract?
"When one door closes, another opens." - Alexander Graham Bell Breaking bad news to a client is the pits. Imagine the call from the buyer's agent saying, "after the home inspection or after reviewing the Homeowner's Association disclosure docs, that the Buyer is declaring the contract Void." Then you have to call your client with the bad Continue Reading
Town of Vienna Real Estate Tax Rate 2019-2020
Revised Vienna VA real estate tax rate for 2019 Town of Vienna Real Estate 2019-2020 fiscal year tax rate shall be $.2250 (or 22.5 cents) per every $100 of assessed value. This rate is unchanged from last year. Real estate taxes are paid annually in two installments, due July 28, 2019 and December 5, 2019. The town’s real estate tax rate is Continue Reading
Consider ARMs Again for Your Mortgage
Are we at an Inflection Point? Over the last decade, when home buyers were looking at mortgage rates there wasn't a big difference between fixed rate mortgages and adjustable rate mortgages (ARM). In fact, super-low 30-year fixed rates have ruled the market. Although I don't have a crystal ball, the tea leaves that I'm reading show a Continue Reading
On finding hidden new homes in Vienna
Ask anyone who lives in Vienna or McLean, and they will tell you about the impressive number of new homes being built. Many are custom homes being built for long-time owners, but more often it is an investor or builder scraping off an old house to build a new, semi-custom house to sell. What is happening here in Vienna, McLean, or Falls Continue Reading
How to pick a Settlement Agent
Selecting a Settlement Agent often comes down to a quick decision based on a recommendation from your Realtor. A quick decision? This is an interesting topic since home buyers, in Virginia, are given the option to select a Settlement Agent when they put together their offer to purchase. The idea is that they can compare fees and services, Continue Reading
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