Are we at an Inflection Point? Over the last decade, when home buyers were looking at mortgage rates there wasn't a big difference between fixed rate mortgages and adjustable rate mortgages (ARM). In fact, super-low 30-year fixed rates have ruled the market. Although I don't have a crystal ball, the tea leaves that I'm reading show a Continue Reading
On finding hidden new homes in Vienna
Ask anyone who lives in Vienna or McLean, and they will tell you about the impressive number of new homes being built. Many are custom homes being built for long-time owners, but more often it is an investor or builder scraping off an old house to build a new, semi-custom house to sell. What is happening here in Vienna, McLean, or Falls Continue Reading
How to pick a Settlement Agent
Selecting a Settlement Agent often comes down to a quick decision based on a recommendation from your Realtor. A quick decision? This is an interesting topic since home buyers, in Virginia, are given the option to select a Settlement Agent when they put together their offer to purchase. The idea is that they can compare fees and services, Continue Reading
Tearing Down and Recycling in Vienna
Before we tear down older ramblers or splits in Vienna, there is a period of time when contractors will take houses apart so anything of value can be recycled or donated to a 501 (c) (3) charitable organization. Copper pipes HVAC systems Appliances Storm Doors But many people don't think about wood boards being recycled Continue Reading
The Equifax Hack and Buying a Home
My clients will remember when I said, "Don't go out and buy his and her BMWs until after you are finished buying the house!" Those days were so simple. Innocent really, almost charming. All that has changed after the recent hack of Equifax essentially exposed everyone's personal financial information to a remote outpost on the Dark Web... Continue Reading
Deposit Amounts and Negotiations
Sitting at their kitchen table while explaining the sales contract and putting together a competitive written offer, I was asked... "What's the earnest money deposit formula in Virginia?" this Vienna home buyer studiously asked. This really isn't an uncommon question because most buyers are reading websites written by mortgage lenders, Continue Reading
iPhone Alerts and the Miracle Weekend
Anyone looking for a home to buy knows what to do when their smartphone vibrates signaling a new listing. What most home sellers can't grasp is the immediate impact a new listing has on home buyers. Tech savvy home buyers quickly open up the alert and flip through the photos, see the basic stats like which school it attends or if there is a Continue Reading
Preparing for The Appraisal
Understanding the appraisal process can befuddle even the most experienced real estate agent, let along a home buyer or seller. A few weeks ago in Ashburn, Virginia where some clients had a contract to buy a home, the Appraiser showed up to physically inspect the home a few days after the 21-day appraisal contingency expired. Yes, you read that Continue Reading
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