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Just bought a house

November 22, 2010 By Doug Francis

Union County Courthouse IMG_9005
Image by OZinOH via Flickr

Once you buy your home and the deed is recorded at the county courthouse in the public record, you are going to start getting some interesting mail. Some of it will be normal like from furniture stores or from house painters (I send my Northern Virginia real estate clients coupons from Lowes), but please read through any of these offers carefully before you jump.

  • Copy of your Deed: If you get a letter offering to send you a copy of your Deed for a small fee, remember that the Title Company or lawyer who conducted your closing will be sending you the copy they get back from the courthouse. So, save the money and call the guys you have already paid.
  • A Termite Warranty: If you get a letter offering a termite warranty, remember that a termite inspection was done prior to your closing. Pull out that inspection report because it may already include a one year warranty.
  • Bi-Weekly Mortgage Plans: You will make an extra annual payment using this type of payment plan it will speed up your 30 year loan to just 22 years, but take a look at the initial set up fee (if any) or if there is a service charged per payment. To achieve the same effect, simply pay extra principle with your monthly payment. Divide your payment by twelve and add it to your payment…simple.

Okay, I may have missed a letter or two so feel free to give the heads up to another new home owner (leave a comment) since these offers are constantly changing.

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Filed Under: Blog, Home Buyer Tips

About Doug Francis

A Realtor specializing in unique and new homes around Vienna, Virginia, Doug started writing a first-hand blog about his everyday real estate experiences a decade ago. In depth, helpful and fun has always been the objective. Outside real estate, he "starred" in a tech commercial for Verisign's "Where the World Clicks" campaign, and was quoted in Money Magazine's Best Places to Live article on Vienna. He's a Boston University graduate who feels morning coffee is non-negotiable.

Being able to guide my clients through many real estate sales, either moving out, moving in, or just across town, has been a rewarding experience that helps when discussing a plan with a future client.

Being able to help them focus and understand our proven sales plan always eases their anxiety of this looming personal task. And, putting it into bite-sized steps always helps them get where they really want to be.

My background… I’ve been an active licensed agent in Virginia for 25 years, work at TTR Sotheby’s International Realty in McLean, and sell homes in all price ranges. I donate to the town tree replacement fund, participate in a neighborhood citizens association, and try my best to stay in shape.

Questions? Email doug@dougfrancis.com or call me at (703) 304-6827 to discuss your plans. Cheers!

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About Doug Francis

I am a Realtor with TTR Sotheby's International Realty® just outside Washington D.C. in Northern Virginia. I have been a full-time Realtor licensed in Virginia since 1991, and cover a big territory specializing in the Vienna real estate market and custom homes for sale.

I have unique knowledge of digital real estate marketing ~ and my marketing starts here. My elite clientele has been attracted to my results-oriented strategy for years, and I am accepting new clients now.

Thanks for reading... and feel free to contact me at 703-304-6827 or send me an email at doug@dougfrancis.com anytime!

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TTR Sotheby's International Realty
6723 Whittier Avenue McLean, VA 22101

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